Becoming a millionaire is a goal that most of us have and it is a noteworthy goal.  Having financial success shouldn't just be a goal, it should be an obligation.  It is a necessity.  Our family, community, society need us to have financial success.  With adequate...

Investing is an important factor in our lives and our ability to build wealth, but how do we know if we are investing or gambling? How do we know if we are making the right investment decisions? Here are 7 basic steps to ensure we make sound investment decisions. 1....

American Industrialist and billionaire, Andrew Carnegie said that 90% of the world's millionaires made their money through Real Estate.  Whether this number is accurate or not, wealthy people have for eons loved investments in Real Estate for the following reasons and...

What is debt? Simply put, anytime you owe someone money for anything you are in debt, be it a cell phone payment for two years, a car, store credit, or mortgage for a house. Anytime you owe money, you have created debt. What is good debt or bad debt?  There are three...

It is my utmost belief that the purpose of a person is to be happy and successful. However happiness and success are a continuous journey.  Attaining success in one's industry is extremely important to most Americans as several studies indicated.  Attaining success is...

Over the past few weeks, I have been approached by several people on what to do and how to navigate the current investments landscape with so many uncertainties around us.  Obviously, I can't advise anyone on their investments portfolio but I can share how I am...

Building wealth is simple but not easy.  However, the modern financial system is rigged against the middle class.  It is almost impossible for the average middle class American to build any significant wealth without paying attention to these 3 principles. Generally...

Since about 2011, there has been several predictions about an impending recession in the United States.  However, somehow the strong economy persists and now it has been over 10 years of economic growth.  There are currently serious concerns and speculation of an...

One of my biggest heroes of all time is Benjamin Franklin.  This founding founder single handedly shaped several aspects about how we live our life today. His ingeniousness has made such a vast impact on the world and teaches us that there's is no limit to what we can...