Dear Friends,   We live as part of the wealthiest, most productive generation and period that the world has ever seen.  A typical middle class person earning less than $30,000 a year can enjoy a higher quality of life than a billionaire that lived 100 years ago. ...

The purpose of a man is to be happy and successful.  -Victor Lofinmakin   Today's article has nothing to do with finance, real estate or success.  It is simply about happiness.  I truly believe that being happy is our first purpose in life and this purpose is...

The tax season is upon us.  Most of us will be receiving a refund check.  Over the past two years, the average income taxrefund has been  slightly over $3,800.  Most people will receive their refund check within three weeks of filing their incometax returns.  Here are...

To start with, the word Kakorrhaphiophobia is a real word. Kakorrhaphiophobia is the Medical term for the Abnormal Fear of Failure.   Almost everyone I know has this fear. Fortune Magazine contributor, Vanessa Loder once said that every entrepreneur that she...

The title of today's controversial topic is Will you ever be rich? Unfortunately, the answer is probably not...statistically. Now hold on, before you start heaping curses at me, let me give you my narrow definition of rich, for the sake of this article.   I...

As we all know, having a solid credit score is an essential part of life in the western world and it is becoming more even important with every passing year.  A good credit score could mean the world when it comes to purchasing a home, purchasing a car, renting a home...

It might shock some of you that a Real Estate agent is writing an article warning his potential clients of the pitfalls of investing in rental real estate.  Well, don't be shocked. I am more interested in ensuring that my clients succeed in their desire to invest in...

Comparing Networth, Income, and Debt of Americans.   Is your network higher or lower than people of a similar age? How does your pay compare with others? Do you have more debt than the average Joe or Jane? Knowing how you stack up financially to your peers can...

Throughout 2015, we saw a steady decline in oil prices, commodity prices and a gradual stock market decline. I fielded several questions by concerned investors about the state of the economy. A lot of people are suspicious that the next catastrophe is just around the...